Scott, One more please - sorry - still a little meat left on the bone. The reason why Oz started as Penal Colony was the yanks unsportingly started a war with the Brits and the convicts were diverted down here instead of the going to the USA as usual. Guess what? That's right of course you would know - the convicts that went to the States all finished up in banking. Love the Yiddish word Chutzpah. Someone explained to me it came from a banker (wouldn't you just know it) who had just killed both his parents, laid prostrate and sobbing before the jury and pleaded "take pity on me- I'm an orphan" Exit stage right. Peter