I wonder why the limits of Shorepoint. are Hawaii East to Turkey (Turkey East to Hawaii would be the "other half")? This would leave out Cypress (?), Egypt, Isreal, and of course the South Pacific. I think that terrorism and government siezure would be very low on the list of reasons for claims. Do you have any stastics on this claim group? The only siezes we had first hand knowlege about were for violation of laws--such as guns aboard, drugs, violation of military zones, failure to obey laws and rules, murder, and failure to pay proper fees. I have a lot of friends who have circumnavigated and never had probelms with siezes. I note that Shorepoint is an insurance agency--not a primary insurance company (or so it indicates on the web site) and that they are located in Costa Mesa CA--close to Nordhavn's West coast office. This may explain why they are popular with Nordhavn owners. It would be interesting to know what companies they use. There are a number of companies who do not insure in the United states, but do insure aboard, for less money. If Al Golden comes aboard, I will let him explain how his agency became involved in Markel. Disclosure: my boats are insured with Al's International Marine Insurance and I have no knowlege of Shoreline. I did discuss at length with Al about other programs. I am not endorsing his program, but it seems to be well thought out. When I was on the Board of directors of SSCA, we looked very carefully at the Bluewater insurance company relationship with SSCA and the claims. Also there was a time after Hurricane Hugo, when a large number of world wide cruising boats were left out hanging because of a sponsored plan, when this plan failed. Claims were not paid, and boats in remote areas no longer had insurance. Bob Austin