Have you experienced anything to give you pause as to the righting moment or
the boat?
****  Absolutely not - as I said I have every confidence in her.

I am curious as to whether the PO had somehow loaded the boat to make it top
heavy or was there some other outside force that caused the boat to turn
turtle so easily(relatively)?    It seems that 70kts on the beam shouldn't
have caused that or is there a lot more to the story that I am missing?
****  The PO had carried only a dinghy on the aft deck - this fact was
seized upon by the insurance co in the reinsurance process to pose the same
Q that you suggest .

• Jim Krogan was quite generous to run the stability figures again with
  various increased loadings on the upper deck - one would have to add a ton
  or so  to the upper deck to change the loading factors very much and even
  then the result would pass the ABS  ( sp ?) design requirements for
  stability for commercial vessels .

Please relate the whole story for us that didn't know about it previously.
Is the boat tender now?

  No the boat is not tender at all ..

 The story is pretty much as I related it - just a quirk of the weather

and possibly some questionable seamanship .

When I was rebuilding the boat Bob Reib ( Skipper Bob ) and his wife had
just purchased their boat  Snug - a sister ship - and were beginning their
adventures - cruising the fingers of Middle River where Mrs. H was being
rebuilt -- they stopped to talk for a while and  met the owner of the sail
boat that had rescued the PO and his wife after the incident .
As I said the sailboat had been knocked down while under bare pole  - the
estimate of  the wind is only that - it could have well been much greater
than that . Bob wrote a small article for the Krogen Cruisers of the
incident following their meeting of the sailboater  which is included in my
records along with the Jim Krogens notes of the report made to him by the
PO - both seem to be in agreement as to the facts .

 The only other factor that I might think of is the shallowness of the

water in that section of the bay  to the East of the main shipping channel -
and the fetch of several miles to kick up a bit of a sea .. the famous
Chesapeake Chop -- when the wind kicks up the wave heights build quickly to
rather unsusal heights --- these waves comming from the channel to the
shallows would possibly have been of an unsusal height .

  I suspect that it was a unfortunate combination of factors - as it

usually is to cause such diaster - like I said before I have been in several
of those severe frontal  storms on the bay  diced with water spouts and
other weather related  stuff for which the Bay is notorious .
Be Careful out there ...

All the Best
Ken

Walt,
Sounds pretty close to what I have heard -- probably close enough to be
the same fellow -- thanks .
Ken