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Federal PPP Loans

MR
Mark Ramsey
Thu, Apr 16, 2020 2:22 PM

The Oklahoma Municipal League has a FAQ list concerning "Payroll Protection Program" loans, which is a $350 billion program which is part of the pandemic relief package passed by Congress.  Based on the information in the FAQ list, I don't see a way for municipalities to participate in the program.  Even if they could under federal law, the Oklahoma Constitution would only allow debt for the fiscal year, which would not be much help.  The municipal beneficiary public works authority may qualify, however.

  1. Does anyone believe municipalities can participate in PPP loans?  Under what conditions?

  2. Does anyone have any experience with PPP loans for a municipal public works authority?

Thanks!

Mark H. Ramsey
For the Firm
Taylor, Foster, Mallett,
Downs, Ramsey & Russell, P.C.
P.O. Box 309
Claremore, OK 74018
918-343-4100
918-343-4900 fax
mramsey@soonerlaw.commailto:apixley@soonerlaw.com
The information contained in this electronic mail transmission (including any accompanying attachments) is intended solely for its authorized recipient(s), and may be confidential and/or legally privileged. If you are not an intended recipient, or responsible for delivering some or all of this transmission to an intended recipient, you have received this transmission in error and are hereby notified that you are strictly prohibited from reading, copying, printing, distributing or disclosing any of the information contained in it. In that event, please contact us immediately by telephone (918) 343-4100 or by electronic mail at postmaster@soonerlaw.commailto:postmaster@soonerlaw.com and delete the original and all copies of this transmission (including any attachments) without reading or saving in any manner. Thank you.

The Oklahoma Municipal League has a FAQ list concerning "Payroll Protection Program" loans, which is a $350 billion program which is part of the pandemic relief package passed by Congress. Based on the information in the FAQ list, I don't see a way for municipalities to participate in the program. Even if they could under federal law, the Oklahoma Constitution would only allow debt for the fiscal year, which would not be much help. The municipal beneficiary public works authority may qualify, however. 1. Does anyone believe municipalities can participate in PPP loans? Under what conditions? 2. Does anyone have any experience with PPP loans for a municipal public works authority? Thanks! Mark H. Ramsey For the Firm Taylor, Foster, Mallett, Downs, Ramsey & Russell, P.C. P.O. Box 309 Claremore, OK 74018 918-343-4100 918-343-4900 fax mramsey@soonerlaw.com<mailto:apixley@soonerlaw.com> The information contained in this electronic mail transmission (including any accompanying attachments) is intended solely for its authorized recipient(s), and may be confidential and/or legally privileged. If you are not an intended recipient, or responsible for delivering some or all of this transmission to an intended recipient, you have received this transmission in error and are hereby notified that you are strictly prohibited from reading, copying, printing, distributing or disclosing any of the information contained in it. In that event, please contact us immediately by telephone (918) 343-4100 or by electronic mail at postmaster@soonerlaw.com<mailto:postmaster@soonerlaw.com> and delete the original and all copies of this transmission (including any attachments) without reading or saving in any manner. Thank you.
MT
Mat Thomas
Thu, Apr 16, 2020 2:25 PM

If my sources are correct that money is essentially already gone. The program was terribly run and disorganized. From what I could tell if an applicant has an EIN and an employee they could apply.

-mat

On Apr 16, 2020, at 09:23, Mark Ramsey MRamsey@soonerlaw.com wrote:


The Oklahoma Municipal League has a FAQ list concerning “Payroll Protection Program” loans, which is a $350 billion program which is part of the pandemic relief package passed by Congress.  Based on the information in the FAQ list, I don’t see a way for municipalities to participate in the program.  Even if they could under federal law, the Oklahoma Constitution would only allow debt for the fiscal year, which would not be much help.  The municipal beneficiary public works authority may qualify, however.

  1. Does anyone believe municipalities can participate in PPP loans?  Under what conditions?

  2. Does anyone have any experience with PPP loans for a municipal public works authority?

Thanks!

Mark H. Ramsey
For the Firm
Taylor, Foster, Mallett,
Downs, Ramsey & Russell, P.C.
P.O. Box 309
Claremore, OK 74018
918-343-4100
918-343-4900 fax
mramsey@soonerlaw.com
The information contained in this electronic mail transmission (including any accompanying attachments) is intended solely for its authorized recipient(s), and may be confidential and/or legally privileged. If you are not an intended recipient, or responsible for delivering some or all of this transmission to an intended recipient, you have received this transmission in error and are hereby notified that you are strictly prohibited from reading, copying, printing, distributing or disclosing any of the information contained in it. In that event, please contact us immediately by telephone (918) 343-4100 or by electronic mail at postmaster@soonerlaw.com and delete the original and all copies of this transmission (including any attachments) without reading or saving in any manner. Thank you.

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If my sources are correct that money is essentially already gone. The program was terribly run and disorganized. From what I could tell if an applicant has an EIN and an employee they could apply. -mat > On Apr 16, 2020, at 09:23, Mark Ramsey <MRamsey@soonerlaw.com> wrote: > >  > The Oklahoma Municipal League has a FAQ list concerning “Payroll Protection Program” loans, which is a $350 billion program which is part of the pandemic relief package passed by Congress. Based on the information in the FAQ list, I don’t see a way for municipalities to participate in the program. Even if they could under federal law, the Oklahoma Constitution would only allow debt for the fiscal year, which would not be much help. The municipal beneficiary public works authority may qualify, however. > > 1. Does anyone believe municipalities can participate in PPP loans? Under what conditions? > > 2. Does anyone have any experience with PPP loans for a municipal public works authority? > > Thanks! > > Mark H. Ramsey > For the Firm > Taylor, Foster, Mallett, > Downs, Ramsey & Russell, P.C. > P.O. Box 309 > Claremore, OK 74018 > 918-343-4100 > 918-343-4900 fax > mramsey@soonerlaw.com > The information contained in this electronic mail transmission (including any accompanying attachments) is intended solely for its authorized recipient(s), and may be confidential and/or legally privileged. If you are not an intended recipient, or responsible for delivering some or all of this transmission to an intended recipient, you have received this transmission in error and are hereby notified that you are strictly prohibited from reading, copying, printing, distributing or disclosing any of the information contained in it. In that event, please contact us immediately by telephone (918) 343-4100 or by electronic mail at postmaster@soonerlaw.com and delete the original and all copies of this transmission (including any attachments) without reading or saving in any manner. Thank you. > > > -- > Oama mailing list > Oama@lists.imla.org > http://lists.imla.org/mailman/listinfo/oama_lists.imla.org
MR
Mark Ramsey
Thu, Apr 16, 2020 2:28 PM

Thanks, Mat. I’ve heard Congress is considering adding another $250 billion to the program.

From: Mat Thomas mat@mthomaslaw.net
Sent: Thursday, April 16, 2020 9:26 AM
To: Mark Ramsey MRamsey@soonerlaw.com
Cc: oama@lists.imla.org
Subject: Re: [Oama] Federal PPP Loans

If my sources are correct that money is essentially already gone. The program was terribly run and disorganized. From what I could tell if an applicant has an EIN and an employee they could apply.
-mat

On Apr 16, 2020, at 09:23, Mark Ramsey <MRamsey@soonerlaw.commailto:MRamsey@soonerlaw.com> wrote:

The Oklahoma Municipal League has a FAQ list concerning “Payroll Protection Program” loans, which is a $350 billion program which is part of the pandemic relief package passed by Congress.  Based on the information in the FAQ list, I don’t see a way for municipalities to participate in the program.  Even if they could under federal law, the Oklahoma Constitution would only allow debt for the fiscal year, which would not be much help.  The municipal beneficiary public works authority may qualify, however.

  1. Does anyone believe municipalities can participate in PPP loans?  Under what conditions?

  2. Does anyone have any experience with PPP loans for a municipal public works authority?

Thanks!

Mark H. Ramsey
For the Firm
Taylor, Foster, Mallett,
Downs, Ramsey & Russell, P.C.
P.O. Box 309
Claremore, OK 74018
918-343-4100
918-343-4900 fax
mramsey@soonerlaw.commailto:apixley@soonerlaw.com
The information contained in this electronic mail transmission (including any accompanying attachments) is intended solely for its authorized recipient(s), and may be confidential and/or legally privileged. If you are not an intended recipient, or responsible for delivering some or all of this transmission to an intended recipient, you have received this transmission in error and are hereby notified that you are strictly prohibited from reading, copying, printing, distributing or disclosing any of the information contained in it. In that event, please contact us immediately by telephone (918) 343-4100 or by electronic mail at postmaster@soonerlaw.commailto:postmaster@soonerlaw.com and delete the original and all copies of this transmission (including any attachments) without reading or saving in any manner. Thank you.

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Thanks, Mat. I’ve heard Congress is considering adding another $250 billion to the program. From: Mat Thomas <mat@mthomaslaw.net> Sent: Thursday, April 16, 2020 9:26 AM To: Mark Ramsey <MRamsey@soonerlaw.com> Cc: oama@lists.imla.org Subject: Re: [Oama] Federal PPP Loans If my sources are correct that money is essentially already gone. The program was terribly run and disorganized. From what I could tell if an applicant has an EIN and an employee they could apply. -mat On Apr 16, 2020, at 09:23, Mark Ramsey <MRamsey@soonerlaw.com<mailto:MRamsey@soonerlaw.com>> wrote:  The Oklahoma Municipal League has a FAQ list concerning “Payroll Protection Program” loans, which is a $350 billion program which is part of the pandemic relief package passed by Congress. Based on the information in the FAQ list, I don’t see a way for municipalities to participate in the program. Even if they could under federal law, the Oklahoma Constitution would only allow debt for the fiscal year, which would not be much help. The municipal beneficiary public works authority may qualify, however. 1. Does anyone believe municipalities can participate in PPP loans? Under what conditions? 2. Does anyone have any experience with PPP loans for a municipal public works authority? Thanks! Mark H. Ramsey For the Firm Taylor, Foster, Mallett, Downs, Ramsey & Russell, P.C. P.O. Box 309 Claremore, OK 74018 918-343-4100 918-343-4900 fax mramsey@soonerlaw.com<mailto:apixley@soonerlaw.com> The information contained in this electronic mail transmission (including any accompanying attachments) is intended solely for its authorized recipient(s), and may be confidential and/or legally privileged. If you are not an intended recipient, or responsible for delivering some or all of this transmission to an intended recipient, you have received this transmission in error and are hereby notified that you are strictly prohibited from reading, copying, printing, distributing or disclosing any of the information contained in it. In that event, please contact us immediately by telephone (918) 343-4100 or by electronic mail at postmaster@soonerlaw.com<mailto:postmaster@soonerlaw.com> and delete the original and all copies of this transmission (including any attachments) without reading or saving in any manner. Thank you. -- Oama mailing list Oama@lists.imla.org<mailto:Oama@lists.imla.org> http://lists.imla.org/mailman/listinfo/oama_lists.imla.org<https://nam04.safelinks.protection.outlook.com/?url=https%3A%2F%2Flinkprotect.cudasvc.com%2Furl%3Fa%3Dhttp%253a%252f%252flists.imla.org%252fmailman%252flistinfo%252foama_lists.imla.org%26c%3DE%2C1%2CnzUJoOptdVZal45rphaO8qW-LHNnDXoHqiJdIYQ8hTncMmYAro1x2OzgjQckTpQjUSZgzcRJqIyP7TT3recqLYPhcWkvuCyG_HfbALSYtmo%2C%26typo%3D1&data=02%7C01%7Cmramsey%40soonerlaw.com%7Cee16aa1fa39649b25eeb08d7e2121f82%7Ccd3766af25f04fe2829ce96eb13be37c%7C0%7C0%7C637226439809062474&sdata=ULlDt%2BIoiQ1i3Sfe5L5xo10pd%2FShZeZ6vL9A%2F6Roxvk%3D&reserved=0>
MT
Mat Thomas
Thu, Apr 16, 2020 2:32 PM

I don’t know if anything that would prevent a town. But it’s a mess. Get a good local banker that can guide you.

-mat

On Apr 16, 2020, at 09:29, Mark Ramsey MRamsey@soonerlaw.com wrote:


Thanks, Mat. I’ve heard Congress is considering adding another $250 billion to the program.

From: Mat Thomas mat@mthomaslaw.net
Sent: Thursday, April 16, 2020 9:26 AM
To: Mark Ramsey MRamsey@soonerlaw.com
Cc: oama@lists.imla.org
Subject: Re: [Oama] Federal PPP Loans

If my sources are correct that money is essentially already gone. The program was terribly run and disorganized. From what I could tell if an applicant has an EIN and an employee they could apply.

-mat

On Apr 16, 2020, at 09:23, Mark Ramsey MRamsey@soonerlaw.com wrote:


The Oklahoma Municipal League has a FAQ list concerning “Payroll Protection Program” loans, which is a $350 billion program which is part of the pandemic relief package passed by Congress.  Based on the information in the FAQ list, I don’t see a way for municipalities to participate in the program.  Even if they could under federal law, the Oklahoma Constitution would only allow debt for the fiscal year, which would not be much help.  The municipal beneficiary public works authority may qualify, however.

  1. Does anyone believe municipalities can participate in PPP loans?  Under what conditions?

  2. Does anyone have any experience with PPP loans for a municipal public works authority?

Thanks!

Mark H. Ramsey
For the Firm
Taylor, Foster, Mallett,
Downs, Ramsey & Russell, P.C.
P.O. Box 309
Claremore, OK 74018
918-343-4100
918-343-4900 fax
mramsey@soonerlaw.com
The information contained in this electronic mail transmission (including any accompanying attachments) is intended solely for its authorized recipient(s), and may be confidential and/or legally privileged. If you are not an intended recipient, or responsible for delivering some or all of this transmission to an intended recipient, you have received this transmission in error and are hereby notified that you are strictly prohibited from reading, copying, printing, distributing or disclosing any of the information contained in it. In that event, please contact us immediately by telephone (918) 343-4100 or by electronic mail at postmaster@soonerlaw.com and delete the original and all copies of this transmission (including any attachments) without reading or saving in any manner. Thank you.

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I don’t know if anything that would prevent a town. But it’s a mess. Get a good local banker that can guide you. -mat > On Apr 16, 2020, at 09:29, Mark Ramsey <MRamsey@soonerlaw.com> wrote: > >  > Thanks, Mat. I’ve heard Congress is considering adding another $250 billion to the program. > > From: Mat Thomas <mat@mthomaslaw.net> > Sent: Thursday, April 16, 2020 9:26 AM > To: Mark Ramsey <MRamsey@soonerlaw.com> > Cc: oama@lists.imla.org > Subject: Re: [Oama] Federal PPP Loans > > If my sources are correct that money is essentially already gone. The program was terribly run and disorganized. From what I could tell if an applicant has an EIN and an employee they could apply. > > -mat > > > On Apr 16, 2020, at 09:23, Mark Ramsey <MRamsey@soonerlaw.com> wrote: > >  > The Oklahoma Municipal League has a FAQ list concerning “Payroll Protection Program” loans, which is a $350 billion program which is part of the pandemic relief package passed by Congress. Based on the information in the FAQ list, I don’t see a way for municipalities to participate in the program. Even if they could under federal law, the Oklahoma Constitution would only allow debt for the fiscal year, which would not be much help. The municipal beneficiary public works authority may qualify, however. > > 1. Does anyone believe municipalities can participate in PPP loans? Under what conditions? > > 2. Does anyone have any experience with PPP loans for a municipal public works authority? > > Thanks! > > Mark H. Ramsey > For the Firm > Taylor, Foster, Mallett, > Downs, Ramsey & Russell, P.C. > P.O. Box 309 > Claremore, OK 74018 > 918-343-4100 > 918-343-4900 fax > mramsey@soonerlaw.com > The information contained in this electronic mail transmission (including any accompanying attachments) is intended solely for its authorized recipient(s), and may be confidential and/or legally privileged. If you are not an intended recipient, or responsible for delivering some or all of this transmission to an intended recipient, you have received this transmission in error and are hereby notified that you are strictly prohibited from reading, copying, printing, distributing or disclosing any of the information contained in it. In that event, please contact us immediately by telephone (918) 343-4100 or by electronic mail at postmaster@soonerlaw.com and delete the original and all copies of this transmission (including any attachments) without reading or saving in any manner. Thank you. > > > -- > Oama mailing list > Oama@lists.imla.org > http://lists.imla.org/mailman/listinfo/oama_lists.imla.org
SP
Suzanne Paulson
Thu, Apr 16, 2020 2:40 PM

This does not answer the question about the PPP but it looks like municipalities may be eligible for some local government grant programs.  If I hear more about it I will pass it on.

  • The CARES Act authorizes a $5 billion allocation to the Community Development Block Grant (CDBG) to address COVID-19 for services to senior citizens and the homeless. Of that allocation, $2 billion would be distributed using the existing formula, $1 billion would go to states based on a formula developed by Department of Housing and Urban Development (HUD) for COVID-19 (the states will then allocate to both entitlement and non-entitlement communities), and the remaining $2 billion will go to the states and localities based on a formula to be developed by HUD within 30 days.
  • $850 million is authorized to the Department of Justice for the Byrne Justice Assistance grant program to assist state and local law enforcement and jails prevent, prepare for and respond to COVID-19.
  • $1.5 billion is authorized for the Department of Health and Human Services (HHS) for the Center for Disease Control’s (CDC) State and Local Preparedness Grants for state and local preparedness and response activities. Funds provided under this category can be used for grants for the rent, lease, purchase, acquisition, construction, alteration or renovation of non-federally owned facilities to improve preparedness and response capabilities at state and local levels.
  • $1 billion for the HHS Community Services Block Grant Program for grants to states and local community-based organizations to provide a wide range of human, social services and emergency assistance.

Suzie

OMAG’s COVID-19 Info Page: https://www.omag.org/covid19-faq

Suzanne D. Paulson
General Counsel
spaulson@omag.orgmailto:spaulson@omag.org

[OMAG-Logo]
3650 S. Boulevard
Edmond, OK  73013
Phone: 405.657.1444
Fax: 405.657.1401
OMAG Web Sitehttp://www.omag.org/

Follow us on:
[cid:image002.png@01D613D3.03E7D300]https://www.facebook.com/pages/Oklahoma-Municipal-Assurance-Group/217733311740931?ref=stream    [cid:image003.png@01D613D3.03E7D300] https://twitter.com/omag1977      [cid:image004.png@01D613D3.03E7D300] http://www.linkedin.com/company/oklahoma-municipal-assurance-group

From: Oama oama-bounces@lists.imla.org On Behalf Of Mat Thomas
Sent: Thursday, April 16, 2020 9:32 AM
To: Mark Ramsey MRamsey@soonerlaw.com
Cc: oama@lists.imla.org
Subject: Re: [Oama] Federal PPP Loans

I don’t know if anything that would prevent a town. But it’s a mess. Get a good local banker that can guide you.
-mat

On Apr 16, 2020, at 09:29, Mark Ramsey <MRamsey@soonerlaw.commailto:MRamsey@soonerlaw.com> wrote:

Thanks, Mat. I’ve heard Congress is considering adding another $250 billion to the program.

From: Mat Thomas <mat@mthomaslaw.netmailto:mat@mthomaslaw.net>
Sent: Thursday, April 16, 2020 9:26 AM
To: Mark Ramsey <MRamsey@soonerlaw.commailto:MRamsey@soonerlaw.com>
Cc: oama@lists.imla.orgmailto:oama@lists.imla.org
Subject: Re: [Oama] Federal PPP Loans

If my sources are correct that money is essentially already gone. The program was terribly run and disorganized. From what I could tell if an applicant has an EIN and an employee they could apply.
-mat

On Apr 16, 2020, at 09:23, Mark Ramsey <MRamsey@soonerlaw.commailto:MRamsey@soonerlaw.com> wrote:

The Oklahoma Municipal League has a FAQ list concerning “Payroll Protection Program” loans, which is a $350 billion program which is part of the pandemic relief package passed by Congress.  Based on the information in the FAQ list, I don’t see a way for municipalities to participate in the program.  Even if they could under federal law, the Oklahoma Constitution would only allow debt for the fiscal year, which would not be much help.  The municipal beneficiary public works authority may qualify, however.

  1. Does anyone believe municipalities can participate in PPP loans?  Under what conditions?

  2. Does anyone have any experience with PPP loans for a municipal public works authority?

Thanks!

Mark H. Ramsey
For the Firm
Taylor, Foster, Mallett,
Downs, Ramsey & Russell, P.C.
P.O. Box 309
Claremore, OK 74018
918-343-4100
918-343-4900 fax
mramsey@soonerlaw.commailto:apixley@soonerlaw.com
The information contained in this electronic mail transmission (including any accompanying attachments) is intended solely for its authorized recipient(s), and may be confidential and/or legally privileged. If you are not an intended recipient, or responsible for delivering some or all of this transmission to an intended recipient, you have received this transmission in error and are hereby notified that you are strictly prohibited from reading, copying, printing, distributing or disclosing any of the information contained in it. In that event, please contact us immediately by telephone (918) 343-4100 or by electronic mail at postmaster@soonerlaw.commailto:postmaster@soonerlaw.com and delete the original and all copies of this transmission (including any attachments) without reading or saving in any manner. Thank you.

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This does not answer the question about the PPP but it looks like municipalities may be eligible for some local government grant programs. If I hear more about it I will pass it on. * The CARES Act authorizes a $5 billion allocation to the Community Development Block Grant (CDBG) to address COVID-19 for services to senior citizens and the homeless. Of that allocation, $2 billion would be distributed using the existing formula, $1 billion would go to states based on a formula developed by Department of Housing and Urban Development (HUD) for COVID-19 (the states will then allocate to both entitlement and non-entitlement communities), and the remaining $2 billion will go to the states and localities based on a formula to be developed by HUD within 30 days. * $850 million is authorized to the Department of Justice for the Byrne Justice Assistance grant program to assist state and local law enforcement and jails prevent, prepare for and respond to COVID-19. * $1.5 billion is authorized for the Department of Health and Human Services (HHS) for the Center for Disease Control’s (CDC) State and Local Preparedness Grants for state and local preparedness and response activities. Funds provided under this category can be used for grants for the rent, lease, purchase, acquisition, construction, alteration or renovation of non-federally owned facilities to improve preparedness and response capabilities at state and local levels. * $1 billion for the HHS Community Services Block Grant Program for grants to states and local community-based organizations to provide a wide range of human, social services and emergency assistance. Suzie OMAG’s COVID-19 Info Page: https://www.omag.org/covid19-faq Suzanne D. Paulson General Counsel spaulson@omag.org<mailto:spaulson@omag.org> [OMAG-Logo] 3650 S. Boulevard Edmond, OK 73013 Phone: 405.657.1444 Fax: 405.657.1401 OMAG Web Site<http://www.omag.org/> Follow us on: [cid:image002.png@01D613D3.03E7D300]<https://www.facebook.com/pages/Oklahoma-Municipal-Assurance-Group/217733311740931?ref=stream> [cid:image003.png@01D613D3.03E7D300] <https://twitter.com/omag1977> [cid:image004.png@01D613D3.03E7D300] <http://www.linkedin.com/company/oklahoma-municipal-assurance-group> From: Oama <oama-bounces@lists.imla.org> On Behalf Of Mat Thomas Sent: Thursday, April 16, 2020 9:32 AM To: Mark Ramsey <MRamsey@soonerlaw.com> Cc: oama@lists.imla.org Subject: Re: [Oama] Federal PPP Loans I don’t know if anything that would prevent a town. But it’s a mess. Get a good local banker that can guide you. -mat On Apr 16, 2020, at 09:29, Mark Ramsey <MRamsey@soonerlaw.com<mailto:MRamsey@soonerlaw.com>> wrote:  Thanks, Mat. I’ve heard Congress is considering adding another $250 billion to the program. From: Mat Thomas <mat@mthomaslaw.net<mailto:mat@mthomaslaw.net>> Sent: Thursday, April 16, 2020 9:26 AM To: Mark Ramsey <MRamsey@soonerlaw.com<mailto:MRamsey@soonerlaw.com>> Cc: oama@lists.imla.org<mailto:oama@lists.imla.org> Subject: Re: [Oama] Federal PPP Loans If my sources are correct that money is essentially already gone. The program was terribly run and disorganized. From what I could tell if an applicant has an EIN and an employee they could apply. -mat On Apr 16, 2020, at 09:23, Mark Ramsey <MRamsey@soonerlaw.com<mailto:MRamsey@soonerlaw.com>> wrote:  The Oklahoma Municipal League has a FAQ list concerning “Payroll Protection Program” loans, which is a $350 billion program which is part of the pandemic relief package passed by Congress. Based on the information in the FAQ list, I don’t see a way for municipalities to participate in the program. Even if they could under federal law, the Oklahoma Constitution would only allow debt for the fiscal year, which would not be much help. The municipal beneficiary public works authority may qualify, however. 1. Does anyone believe municipalities can participate in PPP loans? Under what conditions? 2. Does anyone have any experience with PPP loans for a municipal public works authority? Thanks! Mark H. Ramsey For the Firm Taylor, Foster, Mallett, Downs, Ramsey & Russell, P.C. P.O. Box 309 Claremore, OK 74018 918-343-4100 918-343-4900 fax mramsey@soonerlaw.com<mailto:apixley@soonerlaw.com> The information contained in this electronic mail transmission (including any accompanying attachments) is intended solely for its authorized recipient(s), and may be confidential and/or legally privileged. If you are not an intended recipient, or responsible for delivering some or all of this transmission to an intended recipient, you have received this transmission in error and are hereby notified that you are strictly prohibited from reading, copying, printing, distributing or disclosing any of the information contained in it. In that event, please contact us immediately by telephone (918) 343-4100 or by electronic mail at postmaster@soonerlaw.com<mailto:postmaster@soonerlaw.com> and delete the original and all copies of this transmission (including any attachments) without reading or saving in any manner. 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