Scott, Regarding Insurance have you looked at Lifeboat? We had used them before and will double check with them again this fall when our policy comes due. We would probably prefer to go with IMG through Jackline. We carry out boat insurance there and will be picking up the Mexican liability through them too when we do the FUBAR. We'll see you there if not before. We have never filed a claim to date so we can't comment on the service part of the contract. IMG seems to have all of the things we are looking for. When you get to Mexico if you have a problem and are near Mazatlan let us know. My parents live there for the winter and we've winter there ourselves a couple of years. The medical services are first rate and very reasonable. Les & Rosemary Dobbe "Voyager" Selene 5334