There is an interesting not-for-profit international organization called "IAMAT". (I believe this stands for International Association for Medical Assistance to Travelers. I think their website is www.iamat.org.) In return for your (truly) voluntary annual donation, you'll receive a booklet of English-speaking doctors and clinics around the world who have agreed to treat travelers for a nominal fee. I have (fortunately) never had to use their services yet, but whenever I do travel overseas I copy the pages covering the countries I'm going to visit, and leave the whole booklet at home. Again, this is NOT insurance, but it's a comforting thought to know that there's someone in town with medical training who speaks English... CAPT Mike Pandzik Rosborough RF-246 'Wanderer' BTW, there is a pre-paid repatriation transportation outfit called MedJet Assistance. Again, this isn't insurance, but they will come and get you most anywhere in the world and -- as long as you've been admitted to the local hospital -- they'll take you home in a private plane with medical assistance on board, to any hospital of your choice. No connection to either group, other than as a user. MLP