Hello all, I posted this email on another list, so my apologies to those who subscribe to both. I hit a submerged object while on the Rideau Canal last year and damaged one of the propellers on my 42' Grand Banks. The propeller cannot be repaired and the yard says it cannot locate a matching replacement, so it is strongly recommending 2 new matching props and it believes the insurer should pay for both. Unfortunately, the insurer disagrees and is taking the position it is only obligated to pay for the one prop that was damaged. It seems to me that this issue is unlikely to be just limited to propeller damage since there are a number of items on a boat where direct damage to one item may require repairs or replacement of another item. I wondered if anyone on this list has ever encountered a similar situation and if so, what was the result. I'm not sure who's right or not, but any advice from the list is welcomed, even though the final result may be determined by the policy language. Thanks and regards, Sue & Al

I ran across the exact same issue. I talked with the adjuster and he told me that X propeller shop was the only one he trusted. I went to this shop with the remaining propeller and asked them if they could match it. They said no and agreed to write this on one of their estimate forms. I faxed this to the adjuster and he paid for both props. Frank Burrows 79 43' Viking Piney Narrows Chesapeake Bay On 5/7/2015 3:53 PM, al gonzalez via Trawlers-and-Trawlering wrote: > The propeller cannot be repaired and the yard says it cannot locate a matching replacement, so it is strongly > recommending 2 new matching props and it believes the insurer should pay for > both. .com

I had the same issue a number of years ago. The repair facility couldn't match the old prop and said I would have to have a new pair. Insurance didn't argue and paid for both. -----Original Message----- From: al gonzalez via Trawlers-and-Trawlering I hit a submerged object while on the Rideau Canal last year and damaged one of the propellers on my 42' Grand Banks. The propeller cannot be repaired and the yard says it cannot locate a matching replacement, so it is strongly recommending 2 new matching props and it believes the insurer should pay for both.

Al, Speaking with the adjuster is futile. As others replied, go to a reliable prop shop or two, get them to give you a written estimate, offer to pay for the service. Submit the report to the adjuster and reference the claim #. If there is a charge, the claim should cover it. Document EVERYTHING, follow up with confirmation in writing so you have a record of it, be polite but pit bull persistent. If the adjuster balks, put the onus on him with a written request of an appropriate course of action. Read your policy. For most insurers, the adjuster's function is to adjust downward the amount paid on a claim, keep that in the front of your mind while you are being politely persistent. It is true about the squeaky wheel. Best of luck for a favorable resolution. Steve Sipe Sent from my iPad > On May 7, 2015, at 3:53 PM, al gonzalez via Trawlers-and-Trawlering <trawlers@lists.trawlering.com> wrote: > > Hello all, > > > > I posted this email on another list, so my apologies to those who subscribe > to both. > > > > I hit a submerged object while on the Rideau Canal last year and damaged one > of the propellers on my 42' Grand Banks. The propeller cannot be repaired > and the yard says it cannot locate a matching replacement, so it is strongly > recommending 2 new matching props and it believes the insurer should pay for > both. Unfortunately, the insurer disagrees and is taking the position it is > only obligated to pay for the one prop that was damaged. It seems to me that > this issue is unlikely to be just limited to propeller damage since there > are a number of items on a boat where direct damage to one item may require > repairs or replacement of another item. I wondered if anyone on this list > has ever encountered a similar situation and if so, what was the result. I'm > not sure who's right or not, but any advice from the list is welcomed, even > though the final result may be determined by the policy language. > > > Thanks and regards, > > > Sue & Al > > > > _______________________________________________ > http://lists.trawlering.com/mailman/listinfo/trawlers_lists.trawlering.com > > To unsubscribe or modify your subscription options (get password, change email address, etc) go to: http://lists.trawlering.com/mailman/listinfo/trawlers_lists.trawlering.com > Trawlers & Trawlering and T&T are trademarks of Water World > Productions. Unauthorized use is prohibited. >