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Scott E. Bulger

Wed, Apr 11, 2007 8:13 PM

Researching catastrophic medical insurance for our cruise, I came across IMG
(International Medical Group). I can buy a policy for my wife and I for
about $1,900/year ($5,000 deductible). It has the following conditions:

a. Pre-existing conditions not covered until 24 months has elapsed, then
only if disclosed
b. Must depart the US within 30 days of policy issue
c. Must stay outside the US for 6 months, then it can be in effect when you
return
d. Evacuation provided for patient and one other person.
d. $5,000,000 lifetime benefit

Overall this is just what I'm looking for. Do any list members have
experience with IMG? Alternatives with real world claims experience?
Thanks,

Scott Bulger, Alanui, N40II, Seattle WA

Researching catastrophic medical insurance for our cruise, I came across IMG (International Medical Group). I can buy a policy for my wife and I for about $1,900/year ($5,000 deductible). It has the following conditions: a. Pre-existing conditions not covered until 24 months has elapsed, then only if disclosed b. Must depart the US within 30 days of policy issue c. Must stay outside the US for 6 months, then it can be in effect when you return d. Evacuation provided for patient and one other person. d. $5,000,000 lifetime benefit Overall this is just what I'm looking for. Do any list members have experience with IMG? Alternatives with real world claims experience? Thanks, Scott Bulger, Alanui, N40II, Seattle WA

DG

Dr. Gordon Anderson

Fri, Apr 13, 2007 1:41 AM

I used them when I was working outside the US. No complaints, paid claims,
but a little slow. They cancelled me as soon as I turned 65.

Alchemy
USCG Doc. No.: 1177849 - Station ID (MMSI): 367070010
Call Sign: WDC7347 - FRN: 0014000947
Owners: Gordon & Yu-ching Anderson
Mailing Address: 4004 Wallace Lane, Nashville, TN 37215
Phone: + (615) 297-8289
Current Cellular: +60 (12) 835-1870
Current Anchorage - Kota Kinabalu, , Sabah, Malaysia
Email: alchemy@post.com
Web Site: http://www.alchemy-trawler.com/
Blog: http://usmvalchemy.spaces.live.com/

-----Original Message-----
From: passagemaking-under-power-bounces@lists.samurai.com
[mailto:passagemaking-under-power-bounces@lists.samurai.com] On Behalf Of
Scott E. Bulger
Sent: Thursday, April 12, 2007 4:13 AM
To: Passagemaking Under Power List (E-mail)
Subject: [PUP] Any experience with IMG for international medical insurance
coverage?

Researching catastrophic medical insurance for our cruise, I came across IMG
(International Medical Group). I can buy a policy for my wife and I for
about $1,900/year ($5,000 deductible). It has the following conditions:

a. Pre-existing conditions not covered until 24 months has elapsed, then
only if disclosed
b. Must depart the US within 30 days of policy issue
c. Must stay outside the US for 6 months, then it can be in effect when you
return
d. Evacuation provided for patient and one other person.
d. $5,000,000 lifetime benefit

Overall this is just what I'm looking for. Do any list members have
experience with IMG? Alternatives with real world claims experience?
Thanks,

Scott Bulger, Alanui, N40II, Seattle WA

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formerly known as Trawler World Productions.

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I used them when I was working outside the US. No complaints, paid claims, but a little slow. They cancelled me as soon as I turned 65. Alchemy USCG Doc. No.: 1177849 - Station ID (MMSI): 367070010 Call Sign: WDC7347 - FRN: 0014000947 Owners: Gordon & Yu-ching Anderson Mailing Address: 4004 Wallace Lane, Nashville, TN 37215 Phone: + (615) 297-8289 Current Cellular: +60 (12) 835-1870 Current Anchorage - Kota Kinabalu, , Sabah, Malaysia Email: alchemy@post.com Web Site: http://www.alchemy-trawler.com/ Blog: http://usmvalchemy.spaces.live.com/ -----Original Message----- From: passagemaking-under-power-bounces@lists.samurai.com [mailto:passagemaking-under-power-bounces@lists.samurai.com] On Behalf Of Scott E. Bulger Sent: Thursday, April 12, 2007 4:13 AM To: Passagemaking Under Power List (E-mail) Subject: [PUP] Any experience with IMG for international medical insurance coverage? Researching catastrophic medical insurance for our cruise, I came across IMG (International Medical Group). I can buy a policy for my wife and I for about $1,900/year ($5,000 deductible). It has the following conditions: a. Pre-existing conditions not covered until 24 months has elapsed, then only if disclosed b. Must depart the US within 30 days of policy issue c. Must stay outside the US for 6 months, then it can be in effect when you return d. Evacuation provided for patient and one other person. d. $5,000,000 lifetime benefit Overall this is just what I'm looking for. Do any list members have experience with IMG? Alternatives with real world claims experience? Thanks, Scott Bulger, Alanui, N40II, Seattle WA _______________________________________________ Passagemaking Under Power and PUP are trademarks of Water World Productions, formerly known as Trawler World Productions. To be removed from the PUP list send an email with the subject "unsubscribe" (no quotes) to the link below: mailto:passagemaking-under-power-request@lists.samurai.com Passagemaking-Under-Power Mailing List -- No virus found in this incoming message. Checked by AVG Free Edition. Version: 7.5.446 / Virus Database: 269.2.0/757 - Release Date: 4/11/2007 5:14 PM -- No virus found in this outgoing message. Checked by AVG Free Edition. Version: 7.5.446 / Virus Database: 269.4.0/759 - Release Date: 4/12/2007 7:58 PM

RR

Ron Rogers

Fri, Apr 13, 2007 4:42 AM

If you Google: medical evacuation insurance -college -university -faculty

You will see you have a very big selction. For travel to China, we used
short-term medevac insurance from an outfit in Baltimore. Most importantly,
we purchased a kit for developing nations with sterile syringes, needles,
and suture kits - for the use of medical professionals in countries where
the reuse these things after cursory cleaning. It also contained essential
packets of electrolytes to mix with water for cases of dehydration.

In addition, Bob Austin has posted his version of a model kit. If you have a
domestic medical plan, you may wish to focus on medevac. Of course, they
might evac you to Singapore in which case you'd have to have some type of
overseas coverage.

If you Google: medical evacuation insurance -college -university -faculty You will see you have a very big selction. For travel to China, we used short-term medevac insurance from an outfit in Baltimore. Most importantly, we purchased a kit for developing nations with sterile syringes, needles, and suture kits - for the use of medical professionals in countries where the reuse these things after cursory cleaning. It also contained essential packets of electrolytes to mix with water for cases of dehydration. In addition, Bob Austin has posted his version of a model kit. If you have a domestic medical plan, you may wish to focus on medevac. Of course, they might evac you to Singapore in which case you'd have to have some type of overseas coverage.

passagemaking@lists.trawlering.com

Any experience with IMG for international medical insurance coverage?