No Scott, I do not imply that any choice other than mine is not as good. If I was currently doing world cruising I would explore all of the options. I do ask questions. However I have seen what has happened with various insurance companies when they have not been reliable--(and no implicaton that Shorepoint is not). I explored all options in 1982 and at that time the cost of insurance for world wide cruising was 10% of the value of the boat per year and four people were required at all times. Plus there were exclusions which would have not fit in with our plans, so we went without insurance. I don't know how many people go "bare" currently, but it is probably a fairly significant number. Again this was in the 80's but I found that my personal liability umbrella insurance was accepted in all of the marinas I visited in Europe during the two years I was there. Since most of the people who are doing distance voyaging are in sailboats, and sailboats tend to have a lesser budget than many large motor vessels, I would suspect that many of the sailboaters are still without insurance. I disclosed that I have insurance with Al Golden, just so no one would accuse me of "promoting" one agent. What I do find with Al Golden, is that he has done voyaging and is very much in tune with the needs of voyagers. If you found an agent who gives you better service and a policy that is a plus. What additional does Shorepoint offer, other than the terrorism/war clauses? What did you see as the negatives of International Marine Insurance? What are the track records in payments of claims? As I noted one insurance company which was afilliated with SSCA had multiple complaints, yet was still promoted because of "Kickbacks". SSCA has severed relations with this company in the last several years. I spent most of my life sailing out of S. Calif. and had not heard of Shorepoint--apparently they had been mostly commercial carriers. I am sure that they offer a quality product. I don't know how much influence that a dealer/builder has on the purchase of insurance. However I suspect that if the dealer/builder recommended one agent that many of their customers would follow that advice. I have met a number of Nordhavn owners and for the most they are quite knowlegable people--but some are not. What were the circumstances of the siezure of the expensive power boat? The cases of drugs, guns, not paying fees, violation of military zones, were issues which I witnessed. I suspect that no insurance would cover the boat in these instances. Several were caused by discruntled crew members, who reported false information to authorities. Certainly a common issue in Mexico is siezure for non payment of fees, such as an import fee. In the past one of the German companies had prices which were much lower for U S boats---outside of the US. This may have changed. The idea of this list server is to exchange information and learn. Regards, Bob Austin