From: "Scott Bulger" <scottebulger@comcast.net> Subject: [PUP] To insure or not to insure, crew aka requirements? To: "Passagemaking Under Power List" I've read a number of postings that advise most insurance companies won't allow (cover?) you for ocean passages unless you have at least 3 crew members. As my circumnavigation plans are oriented around my wife and I being alone 80% of the time, I'm concerned about how to address the insurance issue. Do most long distance voyagers purchase insurance that covers the replacement cost of the vessel? If so, how does a couple deal with the crew requirements that may be called out by the insurance company? ---------------------- Shorepoint Insurance does not have any crew requirements past two. http://www.shorepointinsurance.com/ We also have heard of boaters having their boat "illegally impounded" by foreign governments / revolutionary groups and insurance claims being denied on the grounds of war/terrorism. Shorepoint were the only ones that would provide us with War and Terrorism coverage. They also provided really wide coverage for us--our Cruising limits are Hawaii east to Turkey. Shorepoint is by far the most common insurance provider for Nordhavn I talk to who are doing world cruising. (Who knows if I can con the wife into needing Turkey east to Hawaii!) No relationship to the company, except as a happy customer, however I have never had a claim, so I have faced the ultimate test.